What is MoolahSense?

What is MoolahSense?


MoolahSense is Singapore’s pioneer and first fully licensed marketplace lending platform by the Monetary Authority of Singapore where people invest directly in local businesses for fixed returns whilst supporting the core of our economy and fostering the entrepreneurial culture in Singapore. We are also the FIRST to obtain a full Capital Market Services License (CMS-100568-1) from the Monetary Authority of Singapore. 

Using information sourced from official sources and information providers, MoolahSense reviews all applications before Businesses (corporates and limited liability partnerships) are allowed to list on the platform.

Investors then select which Businesses they wish to invest in by submitting their offers on our platform. Investors can spread their risks by investing in different businesses.

With MoolahSense, businesses can raise funds from the ‘crowd’, diversify their source of financing and become empowered to accept their target interest rates. On the other hand, investors gain access to opportunities with potentially more attractive yields and participate together with businesses in their journey for growth.

Please read our Terms of Service (Issuer), Terms of Service (Payee), Code of Conduct and Privacy and Data Protection Policy. Your use of MoolahSense services is subject to these policies and terms.

    • Related Articles

    • How do I close my MoolahSense account?

      If you wish to close your MoolahSense account, please submit a ticket at : https://moolahsense.com/contact/.  Please provide us a scanned copy of your NRIC / Passport / FIN Card / Relevant Identification documents and include in your message to us ' ...

    • How does MoolahSense’s platform work?

      With the innovation found only at MoolahSense, the platform provides Investors and Businesses with two allocation mechanisms: (1) First-Come-First-Served; and (2) Auction – similar to reversed-Dutch auction and COE bidding exercise.

    • Is MoolahSense regulated by the MAS?

      Yes, MoolahSense is regulated by the Monetary Authority of Singapore (MAS). We have been issued with a Capital Markets Services License (No. CMS100568-1) on 11 November 2016. Prior to launching our platform in November 2014, MoolahSense had consulted ...

    • What is MoolahSense’s track record?

      MoolahSense is the pioneer digital lending platform established in Singapore. We are also the FIRST to obtain a full Capital Market Services License (CMS-100568-1) from the Monetary Authority of Singapore. As of end July 2018, we have completed over ...

    • What is MoolahSense’s loan default rate?

      Default Rate = Amount of Outstanding Loan Repayment Monies in Default _______________________________________________________ Total Amount of Loans Disbursed The default rate is computed taking the amount of outstanding loan repayment monies in ...